Short & long term goals in no particular order
- Find a job (full or part-time)
- Catch up on current bills
- Begin repayment/pay off debt on credit reports (provided they agree to delete)
- Work on building credit (secured credit card, financing etc.)
- 401(k)
- 229 plan
- Roth IRA
- E-fund
- wishful thinking wedding fund
)
This is a great list of goals. Like I said previously, I think by creating a ”get out of debt list”, this will definitely help keep you focused and cheer you up.
I know your pain; the road to getting out of debt is hard but your drive is so inspiring. I am glad I stumbled on this blog!
I think what I find hardest is to save but NOT dip my fingers in the savings account.